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Introduction to Hartland Property Consultants & Property Brokers 

Buying or Selling  Property in Murcia - Property in the Mar Menor region . 

Properties in the Costa Blanca After visiting Spain several times

 I became aware of the fears and problems people were experiencing in the difficult and daunting prospect of purchasing a property

 in a foreign country where few people spoke their language. 

The gathering of correct legal and useful information can prove very difficult and confusing at the best of times for the individual, therefore

 I formed the company originally to assist and help in avoiding the pitfalls and stumbling blocks of property buying in Spain. 

  


 

With the natural beauty of the coastlines of the Mar Menor, Costa Calida, Murcia also some of the breathtaking scenery inland - it is a great injustice for visitors who are looking for property in Spain to be restricted to areas purely on the grounds of agency and company boundaries - we offer variety and choice on an individual basis. 

The most important factor is to choose the area most suited to you – a property you can find or can have built to your specification but the area cannot be changed.

 The areas within the brochure are becoming very popular - 

There are many cheap bargain resale properties for people who are looking for a holiday home, permanent residence or for investment and from reformation projects to finca,s and commercial premises.

 Our aim is to treat each and every person as we would wish to be treated ourselves - offering a first class impartial service in a “hassle free" environment. 

We specialize in properties to suit all tastes and price ranges from expensive coastal villas to inexpensive inland finca. 

We pay a great deal of attention to meeting all our clients needs and offer a full range of property services. 

We prefer our clients to have a certain amount of freedom when coming across to view properties and at a time and date to suit them. 

You simply book your own flights and we can arrange rental or suggest hotel accommodation for 2-3 days refundable if on a purchase from Hartland Property  only- see conditions  

All we ask is you allow us to view properties within your criteria. 

  

 Each potential buyer has a different view on their "ideal " property - and the only way to find your dream home is to have a wide range to choose from and have sufficient time to make up your own mind on property type and more importantly location to suit you,

 not simply what the agent has available at the time. 

We understand that this is not an overnight decision, and therefore we will assist you by locating a great place for you to stay whilst you view the properties at your leisure. 

 

 

 

The region of Murcia - the Costa Calida – Mar Menor   Murcia Located at the South -East corner of the Iberian Peninsula, between the regions of, Andalusia, Castile-La Mancha and Valencia, the region of Murcia occupies an area of 11,317 km2 (2.2% of the total surface area of Spain). In terms of surface area the region of Murcia is the ninth largest of the Spanish autonomous communities. 

The interior of the Murcia Region is ideal for those in search of relaxation, nature, sport and good food. 

The mountains here are full of wild game and woodland, and crowned with castles, fortresses, hermitages and convents. Stories and ancient legends enshroud these evocative, welcoming parts, inviting you with their robust, tasty cuisine to enjoy a few days relaxation in the fresh country air. 

Quiet, sleepy towns, such as Moratalla, Mula, Calasparra, Bullas, Cehegin, Caravaca, Jumilla, Yecla, and numerous other localities open their doors to visitors in search of a tranquil environment. 

A visit to some of the archeologically sites, experience traditional lifestyles, have a hearty meal or some traditional Tapas and ensalada accompanied by a fine bottle of local wine. 

The more adventurous can paddle down river by canoe, go potholing, climbing, and hiking, horse riding, and cycling.

 Those who are less energetic can simply enjoy the spectacular views and fresh air or play dominos in some of the local cafes. 

 

 

 

Costa Calida -- Mar Menor.

  Two seas on one coastline - the Mar Menor and the Mediterranean , impressive cliffs, wonderful beaches of endless white sand, lively ports and coves with crystal clear water, more than 3,000 hours of sun a year and mild temperatures - even in winter - with a yearly average of more than 17ºC. This is the Costa Calida, the ideal place to spend the days relaxing both in winter and summer. The waters and mud of the Mar Menor are world famous for their therapeutic properties. 

The sea has the same mineral density as the Red Sea therefore is especially beneficial for those with medical complaints such as arthritis, muscle spasms and many more in both the young and those not so young. 

The waters are very shallow for quite a distance making it a very safe place for children. Furthermore, fans of water sports will find it one of the best places in the world for sailing, canoeing, swimming, water-skiing, jet-skiing, Para gliding , flying, surfing, windsurfing, and every other type of water sport activity for those of all standards from the beginner to the expert with numerous clubs and ports in the villages such as San Javier, San Pedro, Lo Pagan and many more.


Los Alcazares

  

 In the region of Murcia, located in the south east of Spain, visitors can find the village of Los Alcazares which has taken its name from the palaces built along the coastline of the Mar Menor, in the middle ages. It has a registered list of inhabitants of 9,000, which rises however, being a seaside resort, to 100,000, during the summer months of July and August. Los Alcazares offers 70 kilometres of sandy beaches, with a town centre practically situated on the shores of the Mar Menor. An average annual temperature of 18 degrees C, a unique sea, and the grandeur of the hearts of its people, makes this area a paradise on earth, praised and admired by all those who visit and live within its boundaries.

 

 The waters of the Mar Menor are renowned for their benevolent chemical properties, the same density as that of the Red Sea, and are classified as medicinal. 

The high concentration of salt and iodine, the absence of strong waves, shallow waters ( a maximum of 7m ), and, of course, the excellent temperatures in summer and winter form a unique environment hailed by the World Health Authority as the healthiest region in Europe.   

The analysis of its waters, shows that the ionic concentrations, measured to check elements, such as magnesium, calcium, sodium, bromine, iodine, and fluoride, are greater than the Mediterranean sea. Therefore, therapeutic water treatment with this type of salty waters, and the application of the mud baths, give rise to the elimination of toxic particles, activation of blood circulation, and muscle  relaxation. 

Highly recommended in the cases of stress, rheumatic and arthritic pains, sciatica, lumbago, and other conditions, related to the skin and joints. Sights here include the  Hotel Balneario la Encarnacion   , built in 1904 and situated on the beachfront which bears silent witness to the expansion of the municipality. Torre del Rame, is an Arab fortress, which was a look out post on the Mar Menor coast. Museo Aeronautico Municipal, situated next to the airbase, where visitors can see documents, photographs, and materials dating back to the establishment of an airfield here in 1915.

 

 Monumento al Pescador.  

 On the Espejo beach Los Alcazares , and next to the church of la Asuncion, this monument pays homage to the efforts made by fishermen, the main support of the economy, for many years. More night life is becoming available through the 6 new hotels in the area and also concerts in the new hall and cultural centre.

La Manga Del Mar Menor 

It is a narrow strip of land between two seas, the Mediterranean & Mar Menor, measuring up to 300m in Breadth & 21 km in length. With over 40km of sandy beaches, La Manga itself is one of the most popular resorts for those looking for all those little luxuries – a choice of two seas with different temperatures, one with waves, the other calm most of the year round. A casino, luxury hotels, the famous Tomas Maestre Marina. 

Just before entering in to La Manga you can find the nature reserve and national park of Calblanque, Monte de Ceniza and Pena de Aquila. 

This area is in close proximity to the airport & Murcia central, as well as a short distance form one of the oldest cities in Spain – Cartagena, a cultural & historical reference point, a favourite for lovers of art & history. We have all styles of property to suit your price range and requirements..


 

 

 Cabo de Palos 

Is a bay on the Mediterranean side of La Manga just before you enter the strip itself? The village has been built on a volcanic backbone of the Murcian coast where fishing has remained one of the livelihoods of the area although it has been adapted sympathetically to cater for modern living.

 

 

La Manga Club

La Manga Golf Resort del Mar Menor is only 15 minutes drive to Los Alcazares and Cartagena. It is a purpose built complex for golfers and sport lovers alike. It is a gated community but is open to the public who can use some of the facilities therein including the numerous bars and restaurants and don’t forget the superb Hyatt Hotel and casino.


There is also the fairly recent addition of Las Lomas Village with the ever popular spa. .Playa Honda, Mar de Cristal, Isla Menores, Los Nietos, Los Urrutias and Punta Brava are small hamlets and villages following the coastline all of which have their own infrastructure and identity including their own individual marina. 

We have a number of properties in  all price ranges in these areas.

  

Gastronomy –   

The area is renowned for its simple recipes, as well as for its fresh, delicious and varied ingredients. The fish is excellent with an amazing variety including gilthead and mullet baked in salt or grilled. The famous Mar Menor prawns, sardines, and salted tuna all freshly caught. Dried grey mullet roe, and the tuna de ijada, tuna from the flank, usually accompanied by tender raw broad beans or fried almonds and the famous caldero which is a fishy rice dish.

 

 

To all this, we must add the freshly, locally grown rich vegetables and fruit of the region, including watermelon, peaches, and dishes, such as mojete Murciano, vegetable salad, michirones, ( stew of broad beans, ham, bacon, and spices ), and fried tomatoes and peppers.


Santiago de la Ribera

 appeared in 1888 around a hermitage named after the apostle Santiago, and founded by Friar Jose Maria Barnuevo Rodrigo de Villamayor, who was a knight of the military order of Santiago – hence the town was named Santiago de la Ribrera. The town nowadays has a modern feel to it, the beautiful promenade flanked by pine trees is a beautiful sight that stretches along the entire beach. 

The town however has still retained that charm & character of its old ways as a fishing village. 

Everyday a ferry boat can be taken from the pier across to La Manga.. 

 

Property San Javier  

 The Municipality commences with the coastline of Santiago de le Ribera. The special location of this working town includes 23km of the Mar Menor coast, and 16km of the Mediterranean, standing 17m above sea level. Within the town itself there are plenty of Markets, shops, museums and night life.

 

Cartagena                           

is a beautiful city, which mixes an ancient culture, (part of the marine wall dates to the year 1 BC), with modern day living, shopping, and traditional cuisine. The port is a wonderful part of the city, on display out in the open is a replica of the original first ever submarine. Excursions are available by boat around the harbour, and a selection of restaurants and bars. Roman ruins have been found all over Cartagena and some of the streets have clear glass bricks rather than stone to enable people to see the ruins in their natural state. On the outskirts of Cartagena is a new, shopping centre, for fashion, furnishings, DIY and eateries, as well as a fantastic casino and cinema.


Murcia City

 is only 40 minutes inland, is a meeting of old and new cultures, steeped in history, and is an architectural haven.

 There are numerous museums and art galleries, cathedrals and churches, concert halls and theatres all open to the public. Surrounding the city are two large shopping centre and the new football stadium of Real Murcia, with the new international airport of Corvera opening in 2010, only 10 minutes away access to the area will be even more convenient

 

Fiestas

   Not a week goes by when it’s not possible to enjoy a fiesta, or become involved in the local culture and enjoy the warmth and generosity of the people in this region of Spain – The Spanish Christmas day is on January 6th. The Carnival of the Mar Menor is held in February. Semana Santa ( Easter Week ) in March or April with the Medieval Market, In May there is the Santisina y Vera Cruz in Caravaca. In June San Javier holds its Jazz festival. In July, there is the fiesta of the Virgin Carmen which is a week long celebration.
The International Week of the Huerta is a festival of culture and gastronomy in August. The Romans & the Carthaginians fiesta are in September. 

The Feast of the Caldero in October is held on the beaches of Los Alcazares where fish paella is cooked with the black rice from the paddy fields in Calasparra by locals in open cauldrons along with other local dishes. All Saints Day ( the day of the dead ) is in November. Los Narejos hold the Patronal feast in December in honor of la Purisima.
These are only a sample of the many fiestas throughout the area. 

 

 

 


PROPERTY FOR SALE INFORMATION -

SEÑORIO DE RODA – RODA, LOS ALCAZARES 

    Located 2 kms from the Mar Menor and Los Alcazares (next to Roda Golf and Beach Resort) and forms an extension of the old village of Roda which has a café/bar and bakers shop for your immediate requirements. The small town of Delores de Pacheco is only 1km. away where all the necessary shops and amenities are available for everyday living.

 Euromarina – Los Alcazares

  Euromarina - is located in the heart of Los Alcazares Murcia walking distance to the Mar Menor beaches & The airport of San Javier is only 5 kms, Alicante International Airport is 45 minutes drive and the new Corvera airport just 13 kms. and has all modern amenities including a very convenient train station to take you to Cartagena and Murcia City or further a field perhaps Madrid or Barcelona.

 It is a refreshing change for the usual designated driver to be able to relax and enjoy the scenery. The properties are a good mixture of villas, apartments, and townhouses.

 This superb location benefits from a good infrastructure, having a beach leisure centre, green areas, sports centre and of course swimming pools. With bars and restaurants, supermarkets and other facilities on hand one does not have to travel far for most things.


RODA GOLF AND BEACH RESORT PROPERTIES  – LOS ALCAZARES

  

 

The Roda Golf and Beach Resort is ideally situated only 1.5kms. from the Mar Menor at Los Alcazares with San Javier airport less than 5 kms. and Alicante airport 45 minutes drive on the AP7 motorway. This very special resort consists of front line golf villas, semi-detached villas, townhouses, apartments and penthouse apartments. The 18 hole golf course has terrific views with a club house to meet all your requirements.. 

The amenities include the luxury 5 star spa, restaurants, shopping area, sports club, children's play area and green areas. This unique resort also has its own Spa and Beach Club for owners and residents situated on the La Manga Strip which can be reached via the regular ferry from San Javier, so if you are not such a keen golfer the resort has plenty to offer as an alternative. This is a great favourite with the ladies. 

LA SERENA GOLF RESORT – LOS ALCAZARES (Resales Available on Request )  

 Here is a great opportunity to invest in a property on the edge of La Serena golf course placed in between Lomas del Rame and the Mar Menor an the outskirts of Los Alcazares town with San Javier airport only 5kms away. The new bus terminus is nearby and there is a regular local bus service for the surrounding area. Everything is available in Los Alcazares including long sandy beaches, all manner of water sports, some very good restaurants and some less expensive ones, cultural centers, concert halls, in fact pretty much everything you could possibly need or want for either all year round living or for those well deserved holidays. The properties consist of a small selection of townhouses and apartments on three floors. The resort has a 4 star hotel and spa, two further hotels, club house with a good quality restaurant, a sports centre, and the residents will benefit from a varied selection of bars and other restaurants and shops. 

CORVERA GOLF AND COUNTRY CLUB - CORVERA (Resales Available)   This is the second largest real estate project of its kind in the region of Murcia. Situated midway between the Mar Menor coast and the city of Murcia. The airport of San Javier is only 20 minutes drive and the new airport at Corvera itself will only be 5 minutes away. The town of Corvera is typically Spanish with all modern amenities including cafes, bars and restaurants. The complex has a fantastic 18 hole golf course with numerous large green areas, a shopping centre, hotel, health centre, equestrian and sports facilities. The build area is only 9% which is made up of front line villas, semi-detached houses and apartments.
For more information go to our web site 

 
Mar Menor Golf Resort Fantastic Investment Opportunities. 

 We can now offer mortgage on all apartments for sale at Mar Menor Golf Resort,

 The Mar Menor 5 star Intercontinental hotel is just one of the superb facilities at this fabulous gated golf resort, properties mortgage guaranteed (subject to status) an excellent investment opportunity on all the properties for sale at Mar Menor, Murcia apartments for sale on Mar Menor Golf Resort and now free golf for 12 months with every new house purchased at Mar Menor Golf Resort. 

Why buy on the Mar Menor? Mar Menor Golf Resort close to Los Alcazares in Murcia is very exclusive and now one of the most sought after Golf resorts in all of Spain, just a few minutes by car to the beautiful beaches of the Mar Menor and the Med as well as the bustling traditional towns of Los Alcazares and San Javier in Murcia, prices are at an all time low, but availability of the best properties is becoming limited. 

Properties are selling fast and 100% mortgages are available, these lovely Mar Menor apartments for sale have excellent rental potential and superb investment potential, Contact us now.

 We can now offer up to 100% mortgages on selected properties (subject to status) 2 years interest only option guaranteed, mortgage rate just 2.75% contact us now! 

All apartments have front line golf course views and / or swimming pool and lake views, fantastic properties in Murcia for sale.

 5 star Intercontinental hotel on this superb golf resort Mar Menor Villas and bungalows available from just 165,000 Euros 

We can also offer a comprehensive independent mortgage service where required, to help with your property purchase at Mar Menor Golf Resort in Murcia. 

We have a superb selection of detached villas and luxury apartments to meet all your requirements Contact us today

 


Alicante Region & the Costa Blanca

    Alicante is located on the eastern coast of Spain situated between Murcia in the south, and Valencia in the north. The city of Alicante is on the coastline between Benidorm and Elche. Alicante city has a population of over 300,000 and offers a unique environment as there is a prominent & exciting history as well as a cosmopolitan and modern feel to it. 

Alicante has a first rate tourist centre due to the wide range of superb beaches, excellent climate and well known facilities. Not just to be known as a tourist centre and “great place” to shop, Alicante ahs a fantastic history and there is a lot for historians to enjoy – including the oldest “in use” bullring in Spain 

 

– built originally in 1849 The famed Costa Blanca   (the white coast) was christened 2500 years ago by Greek traders who founded the colony of Akra Leuka (white headland) near today's Alicante. Amid the rocky landscapes are fertile valleys and lush groves of oranges, almonds, lemons and olives with vineyards producing the sweet muscatel grape It is now one of the most popular destinations for UK resident's to purchase a property due to the warm and consistent climate, and healthier atmosphere. There are 38 blue flag beaches on the Costa Blanca coast, more than any other destination in Europe. Blue flags are designated by the European foundation for Environmental Education as having clean water and top facilities .

The Costa Blanca also enjoys a mild climate all year round, with an annual average temperature of 17ºC. Again this resort is only a short hop from both Alicante and Murcia airport. 

The more famous resort towns of Alicante, Torrevieja and Benidorm are living proof that everything you do on a holiday can become an outdoor pursuit. Life revolves around the glorious beaches, and you could easily spend all your time here working on your tan, cooling off from time to time in the glistening waters of the Mediterranean, and enjoying the unique experience of the Costa Blanca's fabulous open-air cafés, bars and restaurants. 

These towns also have an unparalleled atmosphere for water sports. Water-skiing and windsurfing are ever-popular, and there's jet-skiing, scuba-diving and much else besides for the more adventurous. Back on land there's a host of tennis, squash and golfing facilities, plus a stylish social scene that loves to get around on roller-blades and cycles. 

The evenings are no less an outdoor affair, with the coast's bars and clubs making the most of the balmy summer nights. Around The Costa Blanca Guardamar del Segura is located 23kms from the airport in Alicante, and 35kms from the airport in Murcia. The town was originally situated further inland but was destroyed in an earthquake back in 1829 - and then was rebuilt in closer proximity to the coast. Guardamar del Segura has a population of approx. 10,000 - and is a mix between modern and traditional with easy access to popular destinations such as La Marquesa golf club - a short drive away With plenty of beautiful beaches - Guardamar is a favourite to most families as there are many facilities surrounding the coastline including hotels, bars & restaurants. Torrevieja is a town steeped with history. 

A town surrounded by the salt lagoons of Torrevieja & La Mata (now designated nature parks) with a wide variety of wildlife including over 250 bird species. The population of Torrevieja is in the region of 100,000 during low season, and approx. 480,000 during the high season attracting many holidaymakers as many of the local beaches hold the coveted "blue flag award" including Los Locos, El Cura and the Royal Nautical Club. Located only 46kms from Alicante & 46kms from Murcia - this town is situated centrally ideal for those looking to explore these two fantastic cities and regions attracting holidaymakers and historians to view some of the fabulous sights and enjoy the numerous facilities surrounding it. 

Once the home port of the largest fleet of sailing boats in the Mediterranean - Torrevieja still is home to a well developed Marina hosting over 1500 moorings. Golf is also aplenty in and around Torrevieja - with some of the best golf courses around - such as Villa Martin & Las Ramblas. Torrevieja can be best described as a town with all the facilities you could need to live in Spain. Eating out here is a pleasure, with many Spanish seafood open air and indoor restaurants serving traditional dishes including Paella, accompanied by various wines of the region. 

The Friday market here allows visitors to mix with the locals in an authentic Spanish atmosphere. Cabo Roig - This popular seaside resort, with its blue flag beaches, and stunning views of the sparkling blue, Mediterranean Sea has picturesque cliff walks and a busy nightlife. Cabo Roig attracts visitors from all over the world. The marina was recently modernised, at a cost of around 2 million euros. 

There are several golf courses nearby, including Campoamor, Las Ramblas, and Villamartin, all within 5 minutes, with Roda Golf and Beach Resort and la Serena within 15 minutes. Punta Prima - Sandwiched in between Torrevieja and La Zenia, this up and coming area has a blue flag beach and beautiful walks along the coast. 

The nightlife is plentiful, with various restaurants and bars. For more information go to our web site www.hartlandproperty.com Villamartin - Has a very popular plaza, a square with a black and white chessboard pattern floor surrounded by shops, bars, cafes, banks and restaurants. In the heat of summer the atmosphere is buzzing with life and noise. Also close by are the three golf courses, of Villamartin, Las Ramblas, and Campoamor.

 Less than 15 minutes from Murcia/ San Javier airport, making it a highly desirable destination.
Playa Flamenca - A perfect location for first time buyers looking for rental potential.. This holiday resort is within walking distance from the beaches of Flamenca and la Zenia. and from many restaurants and bars, supermarkets, and the very popular Saturday market.
La Zenia - Joined to Cabo Roig by a superb cliff walk with numerous, this town has secluded coves for a little private sunbathing. 

The crystal clear waters are and blue flag beach are very popular as is the hotel La Zenia, and various bar and restaurants open til all hours..
Pilar de la Horadada is a village located in the Costa Blanca - and the first village in the province of Alicante when approached from the main road via Murcia
Within the town of Pilar de la Horadada is a multinational culture - and although now a town attracting a lot of holiday tourism - still remains a charming Spanish village - with it’s main produce still being locally grown fruit & vegetables - which are exported throughout Europe. 

With approx. 4km of beach - there is plenty of room for those looking for an active or relaxing break in this coastal resort. Murcia city and both the airport in Murcia and Alicante are within close proximity

 


Authentic Murcia - 

Inland Calasparra is a traditional town situated 45kms north-west of Murcia and is known as the "paradise of the region" due to the stunning landscapes and lush green fields. 

This is a working town where the 10,000 or so inhabitants enjoy a relaxed and typically Spanish way of life. Running through Calasparra - the Rio Segura is a favourite with locals for fishing and swimming, along the river white water rafting can be enjoyed (both rapids & slow) If you are more adventurous there is horse-riding, paintballing, mountain climbing, cycling, fishing, shooting & of course caves exploring which can be found containing stalactites & stalagmites in beautiful underground caverns with cave drawings. 

A go-karting track is also nearby - so there are plenty of activities waiting to be enjoyed. Cehegin is centrally situated in the Northwest region of Murcia approximately 600 meters above sea level providing its dry mountainous climate compared to the humidity found on the coast. 

The town has approximately 14,000 inhabitants spread across the various villages. The main quality of Cehegin is its old town, built on a mountain. 

The town is made up of a mix of old medieval houses, churches and glorious architecture providing an enchanting quality as you stroll around the tranquil narrow streets. For those of you who like the countryside and scenery you will find all of this and more in the area i.e. valleys, mountains, reservoirs, forests and wildlife. Moratalla is a town renowned for its rural tourism as it is set in the side of a mountain with stunning panoramic views over the region. 

Moratalla is 681m above sea level and is located approx 80kms from the cosmopolitan city of Murcia, and has just over 8600 inhabitants. It is the most mountainous zone in the region. Bullas is situated next to the Mula River & has a population of approx 9800 people. Famous for its vineyards and of course wine – which is known throughout Spain, this town has been producing quality red wine for over 400 years. 

The steep, stepped and narrow streets thread their way between the authentic houses of the town, which has an interesting history as well as a modern feel in some sections of the town. 

These Prices may drop Refer to our web site for up-to-date prices 

Buying with Confidence & Buying in Spain 

 This is Only a Guide to assist you If you considering buying a house in Spain We make sure that all legal requirements are clearly understood for this important step in your life. Below you will find some useful information to clarify your rights as a purchaser before signing any contract of agreement: •

 How to buy a property: Once you have decided to buy a property in Spain, you should follow the two Golden Rules: 

1. Choose an estate agent.

 2. Find a lawyer to advise and assist you.

 • Preliminary Contract: It's usually a simple document in which the seller states their intention to transfer the property to the buyer, and the buyer, their intention to buy at the price and conditions agreed upon. At this time, the buyer also gives to the seller a percentage of the agreed-upon price as deposit. 

• Reservation contract: with regards to the contract you must pay attention to: the purchasing price of the property, the deposit paid to the Builder, the total constructed and built area of the property, the completion date and the bank guarantees

 • Full Contract: The Builder must give you a copy of the Architect’s project approved by the local Town Hall plus a copy of the building licence and the cédula urbanística (planning certificate). Besides, all information explained in point 1.

 • What is an NIE number?: a NIE number is your Identification Number before the Spanish Authorities which will be compulsory before signing for your Spanish Purchasing Deed. It will also be needed for mortgage application, bank account, etc. 

• What is the “Residencia”: If you intend to live permanently or to spend more than 6 months each year in Spain, you are expected to apply for residencia 

• What is an “Escritura”: The property transfer must be certified by a Notary who will ask proof of identity (NIE) of both parties, the seller's ownership of property (Nota Simple), and the buyer's payment together with a whole description of the property to be bought. 

• Payments and Bank guarantees for New built properties: For every payment instalment, we will obtain a bank guarantee from the builder who will guarantee each payment made. In which case, if builder goes bankrupt before completion, you will not lose the money you have paid.

 • What is a Notary? Generally speaking, it is an officer of the law who can certify under his official seal deeds and other documents, including wills, conveyances and powers of attorney in such a manner as to render them acceptable in the eyes of the law.

 • Notary’s Fees: are set by law and are based on the value of the transaction. Although it can seem a lot of money at the time for one signature but Notaries have the obligation to keep the documents safe and to be able to retrieve them on demand. 

• Land Registry + fees: If you want to be sure that your rights to the property are fully protected, you must register your title at the local Land Registry office. You will be charged a standard fee (about .4% of the first 6010 €, down to .02% for over 6,010,121 €). 

• Spanish Will: If you do not have a Spanish Will after purchasing a property, your inheritors will need to direct the case to the British authorities which will make the process long and expensive. If you have a Spanish Will, the process will take place in Spain and will be simpler and less time-consuming for your Heirs. We highly recommend you make a Spanish Will when purchasing a property in Spain. Taxes for the Buyer: VAT and Stamp Duty if property is off-plan. 7% VAT on the price of the purchase in the case of built residential property (villa, apartment, etc), and 16% in the case of plots of land (without built property) and commercial premises. The Stamp duty (known as AJD – Actos Jurídicos Documentados) is fixed at 1% of the price of the purchase. If the property is a resale, transfer tax (Impuesto de Transmisiones Patrimoniales) applies if the property is deemed to be a second or posterior transfer. The Transfer Tax is 6% or 7% on the price of the purchase, depending on the Spanish Autonomous Region in which the property is located. 

• Taxes for the Seller: A special reference should be made to the local capital gains tax - known as Plusvalía. This is a local / municipal tax that only applies to the increase in value of the land upon which urban properties are built, and that is levied at the time of transfer of such properties. It is calculated on the basis of the valor catastral (an administrative value that is usually lower than the market value, sometimes considerably so) of the property. The amount to be paid will depend on how long the seller has owned the property: the longer the period of time during which the seller has owned the property, the higher the amount of tax. 

• Capital gains tax: Spanish property sold by a non-resident owner will be charged capital gains tax with a 3% withholding provision. 

• Agents commissions: Estate Agency fees or commissions are paid by the seller, unless otherwise agreed. However you should be aware that agents charge a variable fee, a percentage of the sale price, depending on type of property. Unless the buyer has specifically agreed to pay the agent's fee this cost will be built into the sale price. 

• Banking Costs: To pay for the property, you will need to open an account in a Spanish bank and transfer money from the bank in your country. The cost of transferring the money can go up to 0,4% of the amount transferred. The Spanish banker's draft will most likely cost 0,5% of its amount when issuing to pay the final amount to the Developer. • Mortgage costs: If you choose to buy with a mortgage then this will incur several additional costs. First there will be the property valuation that the mortgage provider will require before granting the mortgage. 

This is paid for by the buyer and can cost around 500 Euros. 

Then there will be the costs of the mortgage itself. This varies according to the provider, and even according to the particular branch. 

However there is usually some kind of opening fee of around 1% of the value of the mortgage. Finally a mortgage will increase the Notary expenses. 

• Community Fees: Owners of property which is part of any development, building, or complex in which common zones are shared with other owners are by law obliged to be members of the community of owners, know as “Comunidad de Propietarios”. This will involve paying community fees for the maintenance of common areas, and any other services that the community of owners agreed. The fees will vary according to the size of the common areas, the costs for maintaining them and the services that the community of owners has voted for. A budget for annual community expenses is approved by majority vote of all owners (or representatives) who are present at the annual general meeting of the Comunidad de Propietarios. Costs of owning property in Spain 

• Property Ownership Tax (Impuesto Sobre Bienes Inmuebles - IBI) This is a local tax on the ownership of property in Spain, irrespective of whether the owner is a resident or not. Calculated on the basis of the Valor Catastral (an administrative value which is usually lower than the market value, (sometimes considerably so), set by the town hall. The tax rate goes from 0.4% - 1.1% of the Valor Catastral depending on the Spanish region. • Annual Wealth Tax (Impuesto Sobre Patrimonio) Both residents and non-residents have to pay an annual wealth tax on the net wealth they own on 31st December of each year. For non-residents this tax only applies to assets located in Spain. Non-residents who only own property in Spain (and no other types of assets) can expect to pay a wealth tax based on the value of the Escritura Publica or the Valor Catastral, or a value assigned by the tax administration for the purposes of other taxes - whichever being highest. The tax rate varies between 0.2 and 2.5%.
Visiting Spain When buying a property overseas - the most important consideration is the area and location, as most types of properties can be found at most locations! 

With some of the "special offer" inspection trips advertised, you only have a couple of days stay to choose your property - and spend most of that time travelling from A to B trying to cram in as many properties as possible - in the hope that you will eventually buy. 

Our purchasing trips offer a cost effective and flexible way to view properties, at your convenience. 

If you are unable to hire a car - we can meet and collect you from Murcia airport. 

Before you arrive in Spain - we can organize or recommend a number of hotels providing accommodation. 

If you are seriously considering a purchase we recommend you allow a minimum of 3 days ( including at least one day during the week to carry out the legal requirements). 

Our sales staff will offer you their undivided attention! 

Our representative will value your feedback and will work with you to find your ideal home in the sun! 5 good reasons to buy property in Spain 

1. Easy Access – It is becoming increasingly easy and of course less expensive to travel back and forward to and from Spain and the U.K. 

With regular inexpensive flights from most airports and a good choice of airline. 

2. Language -Most parts of Spain now speak English therefore it is a great deal easier to make yourself understood and to be understood in for example - shops, restaurants and stores.

 Naturally there are exceptions, for example, in the more rural areas where tourism has not yet reached and in some of the more authentic villages. 

Naturally the Spanish people prefer speaking their own language and it is only polite and respectful to try wherever possible to speak their native tongue. 

3. Healthcare – Spain has been listed in the top 10 best rated healthcare systems in the World. 

Not only that but areas such as the Costa Calida & Murcia region are renowned to offer a better all round lifestyle for those with ailments such as asthma, breathing difficulties or skin complaints such as eczema – with life expectancy in Spain a lot higher than that in the U.K. mainly due to lifestyle, climate & diet

 4. The Cost of living in Spain is so much lower than that of the U.K. Typically property is cheaper, local rates & taxes are cheaper, and of course the general lifestyle purchases (such as food, drinks, shopping etc is also a lot lower) 

5. Climate – it is well known than Spain is the hottest country in Europe – and there is nothing better than waking up every morning to bright sunshine and cloudless skies instead of cold, wet grey mornings! 

For more information go to our web site www.hartlandproperty.com 

Financial Assistance & Special Offers Financial Assistance in Spain - 

We can put you in touch with a number of well established and accredited Spanish banks 

which have associate banks in the U.K. making the financial aspect of any transactions easier to deal with and control

 

 

Your "Place in the Sun Murcia, Spain" can become a reality .
We cater for all types of clients needs, if you are disabled or looking for a special property for your retirement or buy for rental. 

Our advice is free
We are here to help you.


Contact me by e-mail or call me to-day UK00 44-0 757 282 9148






 

Free Viewing Trip
Book your flight & we will give details of a hotel
and we will refund your costs if you buy from us. contact us for more details.
Spain has one of the largest British expatriate communities in the EU and has been at pains to reassure them that their rights will be protected after Brexit! 

We can offer spanish mortgages including 1.95% interest rate fixed for 20 years. 

You may ask why choose property in Los Alcazares, Murcia, Spain.


We are a British Company Hartland Property,

Let us help find your place in Murcia .

Inspection trips accommodation hotels  arranged in the area you choose to view.

We are Property Consultants & Brokers for Los Alcazares, Murcia, Spain. -  


Uk: 0044 (0)757 2829 148 to me today

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